MCA : Now in Canada!
MCAcanada.ca

Better Business BureauSince its inception in 1926, Motor Club of America (MCA) has been providing its members with the finest products and services available in the motor club industry. MCA provides access to an impressive and growing range of innovative and reliable services that provide you and your family protection in a variety of situations.

Today, MCA is a rapidly growing company, providing 24/7 coverage to over 9 million members in the U.S. and Canada.

Your MCA membership is custom designed to work with your automobile insurance, filling in the gaps to provide you with complete protection.

With over $150,000.00 in benefits and 250 customer service representatives standing by to assist you 24 hours a day, 7 days a week, MCA’s membership plan is second to none.

  1. How long does it take to activate my membership?
  2. How is MCA’s plan different from other roadside assistance services?
  3. Do Canadian members receive the same benefits as members in the United States?
  4. Do I earn commissions for referring new members?
  5. How do I get roadside assistance?
  6. How long will it take for MCA Roadside Assistance dispatch to arrive?
  7. How do I know when a tow truck is coming?
  8. Does my MCA plan cover multiple cars?
  9. Does my MCA plan cover motorcycles?
  10. Does my MCA plan cover horse trailers?
  11. What if my car is disabled and I’m out of town?
  12. Can you help me if I’m hospitalized due to an accident?
  13. Do I have discounts for hotels and car rentals with my membership?
  14. If I get a ticket for moving traffic violations, how can MCA help?

How long does it take to activate my membership?

You have access to all of your MCA benefits as soon as you sign up with the exception of roadside assistance which is effective 24 hours after your sign up. Just call the toll-free number on the back of your card and an MCA agent will be happy to assist you.

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How is MCA’s plan different from other roadside assistance services?

Although we provide incredible roadside assistance benefits, our life assurance benefits in all our plans are superb and affordable. There’s simply nothing that gives you more security than knowing you have emergency coverage in a variety of situations whether injured at home, work or play.

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Do Canadian members receive the same benefits as members in the United States?

Canadian members receive the same benefits as U.S. members, with the exception of the discounted prescription, dental and vision services included in the Total Security membership, which are available to Canadians only when using U.S. service providers.

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Do I earn commissions for referring new members?

Yes. Commissions are paid every Friday directly to your paypal account or bank account (whichever you choose).

Package Package Price Commission (USD)
Security Motor Club $9.95 USD $40.00 USD
Security Plus $14.95 USD $60.00 USD
Total Security $19.95 USD $80.00 USD

MCA's sales week runs Sunday to Saturday. All sales made during the week are paid the following Friday.

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How do I get roadside assistance?

Simply call our toll-free roadside assistance number at 1 (800) 435-7622

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How long will it take for MCA Roadside Assistance dispatch to arrive?

MCA averages between 30 to 45 minutes travel time. However, a service representative will be able to give you a more accurate time when you call for service.

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How do I know when a tow truck is coming?

The MCA team will be in contact with you through the entire process.

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Does my MCA plan cover multiple cars?

Yes it does, as long as the card holder is present. We dispatch the best professional roadside service available to ensure quick service and to give you peace of mind.

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Does my MCA plan cover motorcycles?

Yes, we’ll cover any of your vehicles including your cars, RV, motorcycle, boat, livestock trailer, even your Duley Pickup.

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Does my MCA plan cover horse trailers?

Yes, MCA has a plan that covers trailer and horse trailers

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What if my car is disabled and I’m out of town?

Don’t worry, you can travel with absolute peace of mind. As an MCA member, your benefits include up to $500 travel assistance reimbursement on such things as car rental, meals, lodging or transportation expenses if your vehicle is disabled due to an accident.

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Can you help me if I’m hospitalized due to an accident?

Yes, we can. As an MCA member, you’ll receive $150 per day up to 365 consecutive days for hospital stay as the result of injuries sustained in a covered accident.

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Do I have discounts for hotels and car rentals with my membership?

Yes. Just call the Toll Free Reservation Number for the Accommodations or Rental Company you desire and give the Reservation Specialist your Discount Code and you will receive discounts from 10% to 40% at various hotel/motel partners like Comfort Inn, Quality, Ramada, Travelodge, Days Inn, Howard Johnson, Motel 6 and more; and 5% - 45% discounts for rental cars at Budget, National, Avis, Hertz, Enterprise and more.

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If I get a ticket for moving traffic violations, how can MCA help?

You must call 1-800-227-6459 to report the traffic violation within 3 days (72 hours) after receiving the ticket. Please have the ticket with you when you call. MCA will reimburse you up to $200 for the cost of legal representation.

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MCA Covers Me
Father and Daughter
Unlimited Emergency Road Service
Stolen Vehicle Reward
Emergency Reimbursement Benefits
Hospital Stay Benefit
Accidental Death & Dismemberment
Prescription Drug, Vision Care and Dental Discounts
Legal Services
Arrest & Bail Bonds
Credit Card Protection
Wordwide Travel Assistance Program
Discounts on Hotels & Car Rentals
Planning and Travel Reservations


MCA also offers commercial coverage.